Our process has been designed to deliver complete confidence at every step — combining private banking standards, regulatory precision and personalised guidance from CFA-qualified advisors.
Our process
A Seamless, Secure and Personalised Private Advisory Experience
At KPH Advisory Services, we believe that exceptional results begin with exceptional understanding.
We don’t sell products.
We build long-term partnerships.
Here is how we do it:
Confidential Consultation
Every relationship begins with a private, one-on-one conversation with a senior advisor. We take the time to understand:
Your goals and objectives
Your income requirements
Your risk tolerance
Your time horizon
Your current portfolio structure
This is not a sales call — it is a strategic discussion focused entirely on you.
Bespoke Investment Proposal
Once we understand your needs, our team of fixed income specialists structures a tailored investment strategy designed around capital preservation and consistent returns.
Your proposal will include:
Recommended fixed income opportunities
Yield expectations and interest schedules
Risk profile and protection features
DGS eligibility where applicable
Options for diversification across multiple banks and institutions
Our proposals are clear, transparent and built with institutional-level diligence.
Secure Online Application & Suitability Assessment
If you decide to proceed, you complete a simple and secure online application.
This includes:
Proof of identity
Proof of address
Suitability & experience questionnaire
Investment preferences
This step ensures the investment is appropriate, compliant and aligned with EU regulatory standards.
Regulatory Compliance & Approval
Our compliance team performs full due diligence, AML (Anti-Money Laundering) and suitability checks in line with Irish and EU regulations.
Once approved, you are officially accepted as a KPH client.
From this moment, you gain priority access to our exclusive opportunities.
Account Setup & Investment Structuring
We work with leading European banks and financial institutions to set up your investment structure.
Depending on your selected solution, this may include:
Structured Fixed Income Deposits
Fixed-Rate Bonds
Fixed Income Securities
Multi-bank diversification (to increase protection)
Where applicable, we ensure investments are eligible for Deposit Guarantee Scheme (DGS) protection:
- €100,000 per individual account
- €200,000 per joint account
And through strategic allocation, we can intelligently multiply protection across multiple institutions.
Your capital is not just invested —
it is protected, structured and secured with precision.
Investment Execution & Confirmation
Once everything is in place, you fund the investment directly with the issuing bank or custodian.
You receive full documentation, which may include:
Contract notes / bond certificates
Deposit agreements
Interest schedules
Maturity terms
Regulatory disclosures
Nothing is hidden.
Every detail is clear.
Ongoing Management & Reporting
Our relationship does not end after execution — it begins.
As a KPH client, you receive:
Regular performance updates
Interest payment notifications
Market insights and fixed income opportunities
Annual reviews with your advisor
Priority access to new, limited-availability products
You also maintain direct contact with your dedicated CFA-qualified advisor — no call centres, no delays.
Continuous Protection & Optimisation
We constantly monitor:
Product performance
Bank credit strength
Regulatory changes
Market opportunities
If conditions change, we act proactively to protect your capital and optimise returns.
If better opportunities arise, we bring them to you first.
Your portfolio evolves with the market — and with your needs.
Private Client Privileges
Once you are a KPH client, you gain access to additional benefits:
Exclusive fixed income placements
Structured opportunities not available publicly
Multi-bank deposit diversification
Advanced tax-efficient strategies (where applicable)
Personalised inheritance and legacy planning introductions (on request)
You are no longer a retail investor.
You are part of a private network.
Long-Term Partnership
Our average client relationship spans many years — often decades.
We are not brokers.
We are stewards of wealth.
At every stage, you will feel:
Protected
Informed
Valued
In control
Backed by a team who genuinely cares about your capital
The KPH Promise
We combine the strength of institutional investment with the service of a private bank.
We place your interests first — always.
We protect your wealth with intelligence, structure and integrity.
And we work with you, not just for today, but for the long term.
KPH Advisory Services